Cash-Out Refinancing: What It Is, How It Works | Bankrate
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Cash-Out Refinancing: What It Is, How It Works | Bankrate
This method of tapping your home equity replaces your current mortgage with a new, bigger one, converting the difference into ready cash.
1 week ago
Cash out refinancing Benefits
What is cash-out refinancing, and how can it help homeowners? Frances Newton Stacy, director of strategy at Optimal Capital, explains on CBSN. | CBS News
1:02
What is cash-out refinancing, and how can it help homeowners? Frances Newton Stacy, director of strategy at Optimal Capital, explains on CBSN. | CBS News
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435.2K viewsAug 22, 2019
💰 Let’s talk about cash-out refinancing. A cash-out refinance can be a powerful tool when used wisely. For example, if you currently have a low interest rate like 2.75% and have built up significant equity in your home, you can refinance and access a portion of that equity in cash. Most lenders will not allow you to take out 100% of your home’s value. You need to keep some equity in place, often 20% or more, depending on the lender’s policy. I recently heard a great example. A homeowner had a 2
0:59
💰 Let’s talk about cash-out refinancing. A cash-out refinance can be a powerful tool when used wisely. For example, if you currently have a low interest rate like 2.75% and have built up significant equity in your home, you can refinance and access a portion of that equity in cash. Most lenders will not allow you to take out 100% of your home’s value. You need to keep some equity in place, often 20% or more, depending on the lender’s policy. I recently heard a great example. A homeowner had a 2
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